Buoyancy tanks
After an arduous day on the water, I found that my tanks were full of water, amazing, although close to being completely submerged, remained afloat.
The only thing I can put it down to is the rubbing strakes on the hull, how I seal in difficult areas to reach. GRP with ply deck, I do t want to add another access point or replace the deck.
Any thoughts ??
Its very much related to what level of "risk" you feel happy with. The companies with easy to contact staff and a very good reaction to claims incur extra costs in doing so and their premiums are higher. The low premium companies tend to be online and be harder to speak with directly on either new policies or claims.
I have not claimed for 30 years and am happy with my low cost company because I only contact them once a year to pay a premium.
Those traveling round the Open circuit are very likely to have accidents and make more claims- and are therefore happy to pay the higher premiums.
I will keep the name of my low cost company secret as they have just been taken over and may change !
But money has to be made- so its your choice related to your chance of a claim